Fishwicks Ltd
“Independent Family Firm, delivering a professional service since 1967”
015395 63108
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We offer a range of funeral plans that deliver peace of mind for you and your family. Our plans offer easy and accessible funding options that are flexible to your financial situation.

When it comes to funeral planning, paying in advance means you get the service you want, and your family are relieved of much of the financial strain that bereavement can so often bring.

Who is Golden Charter

Golden Charter is the UK’s largest independent funeral plan provider. For more than 20 years, more than 400,000 people have trusted us with their funeral plans. We work on behalf of over 3,000 independent funeral directors across the country – the largest network. Because we are owned by our funeral director members, we have no external shareholders and any profits made are reinvested directly into the Golden Charter Trust, for the benefit of the funeral directors and our plan holders.


When you take out a Golden Charter funeral plan, you have the reassurance that your money is protected. You select how you wish to pay for your plan and, depending on your choice, your money is paid either into the Golden Charter Trust or to one of the UK’s leading life assurance companies.

The Golden Charter Trust is a separate entity, run by an independent Board of Trustees, whose purpose includes holding and investing the funds and paying the agreed funeral director invoices at the time of the funeral. The current value of the Golden Charter Trust is £450million (2014).

Your money grows and, when the time comes, your selected funeral director receives the payment, including any growth, and uses this money to provide the agreed services to your family. No matter how much costs have risen in the intervening period, your loved ones will not be asked for a penny more for your funeral director’s services, which are guaranteed within your plan.

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(Fishwicks accepts no responsibility for the information provided by Golden Charter)